Seattle’s older north-end and west-side streets — Ballard, Wallingford, Queen Anne, West Seattle, and the craftsmen toward Capitol Hill — went up when Federal Pacific and Zinsco were ordinary hardware. Benchmark’s Seattle panel page names those brands as inspection- and insurance-flagged equipment. The insurance letter is usually written somewhere else. The work is governed by whichever city sits on the parcel and, for most Seattle addresses, by Seattle City Light.
Those two systems do not match. SDCI issues the electrical permit. City Light will not reset a service until that inspection has passed, and the municipal code tells contractors not to touch City Light equipment without authorization. A helper with a van is not the person who can print that permit or give the utility the required notice.
What Seattle City Light and Puget Sound Energy actually wrote
Inside Seattle, start with City Light’s construction-services page. An online Electric Service Application is required for an existing service alteration or removal. The Requirements for Electric Service Connection handbook is the document they point contractors to before anyone files. After that, City Light wants two inspections: first the local jurisdictional authority — SDCI inside the city — then City Light. City Light cannot do its work until the LJA service inspection has passed.
The working-near-electrical-equipment page cites SMC 21.49.120(C). Construction contractors may not damage, remove, connect, disconnect, or tamper with City Light equipment unless the department authorizes it. Unauthorized people may not install jumper bars across meter sockets. That is not a homeowner meter-pull path.
If the logo on the bill is Puget Sound Energy, the rulebook changes. PSE’s Electric Service Handbook says only authorized and qualified PSE personnel shall install and remove meters. The meter-tampering page treats an unauthorized pull or a cut seal as tampering. The construction FAQ is the scheduling note: PSE disconnects so the electrical contractor can work, and they want the call to Customer Construction Services at least five business days ahead.
Neither utility publishes a guaranteed power-off hour count. City Light’s application page allows four to six weeks for initial processing of a new or upgraded-service request and says actual connection timelines vary with crew availability. Le Bros describes four to eight hours off on install day. Konsker describes six to eight hours. Those are contractor field notes.
Permits inside Seattle and in the rest of King County
Inside the city, start at Seattle Department of Construction and Inspections. The electrical-permit page says you need a permit any time electrical wiring is installed, altered, extended, or connected to electrical equipment. A professional applicant needs a Washington State electrical contractor’s license and a Seattle business license. Applications go through the Seattle Services Portal. Many over-the-counter electrical permits print the same day if they do not need plan review.
The owner-occupant exception is real and narrow. SDCI says property owners may do their own work when they own and occupy the property. The 2023 Seattle Electrical Code repeats the RCW 19.28 license requirement for anyone in the wiring business, with the RCW 19.28.261 owner exception. L&I’s statewide page is blunter about hiring: if you hire an electrical contractor, that contractor must purchase their own permit. A homestead exception is not a green light to swap a service panel because the letter arrived and then hire someone under your name.
L&I inspects electrical work everywhere in Washington that is not a city — or Tacoma Power territory — that runs its own electrical permits. Bellevue is not SDCI. City Light’s upgraded-service page lists Burien, Shoreline, Lake Forest Park, SeaTac, and Tukwila as separate electrical-permit offices. A quote that only says “we handle the permit” should name the city on the address.
Price, without inventing one
Seattle contractor pages publish installed bands, and they do not match — including two pages from the same shop. Benchmark’s 2026 cost guide prices a permitted panel-only replacement at $3,500–$6,500 and a 100-amp to 200-amp service upgrade at $5,500–$8,500+. Benchmark’s Seattle panel-replacement page prices a basic replacement at $1,200–$2,500+ and a 100-to-200 upgrade at $3,000–$5,000+. Le Bros’ 2026 Seattle page prices a typical permitted replacement at $3,500–$6,500 and a 100-to-200 upgrade at $4,000–$7,500. Konsker’s panel page prices Federal Pacific or Zinsco replacement at $2,800–$4,500 and a straightforward 100-to-200 job at $2,800–$3,800. Those can all be true if they are describing different scopes. We will not average them.
Washington license lookup is public. Ask for the L&I electrical contractor number and check it on Verify before you sign. Construction-contractor registrations that say electrical work must be subcontracted are not the license for this job. Two shops advertise this work on their own sites and print an electrical contractor number we could verify as Active. Benchmark Home Services’ Seattle panel page names Federal Pacific, Zinsco, and insurance-flagged homes and prints WA #BENCHHS818NT. Le Bros’ 2026 cost page names Federal Pacific, Zinsco, and Pushmatic and prints WA L&I #LEBROBC755MT. Benchmark is based in Des Moines; Le Bros is based in Auburn. They are listed for the panel letter, not as a South King directory.
Konsker writes the most specific Federal Pacific and Zinsco Seattle copy we found and publishes installed bands, but that page does not print an L&I number, so they are a cost source only. Directory-only shops are omitted. Neither listed shop is affiliated with Panel Letter.
What to hand the carrier
The useful packet is the closed SDCI or suburb electrical permit, the passed inspection, an invoice with the L&I electrical contractor number on it, and photos if the letter asks. If your electrician produces a load calculation or panel schedule, send that too. We did not find a Washington carrier page that publishes a single national “sticker” form. Ask the agent what they will actually open.
Typical replacement cost
Published Seattle 2026 bands disagree; we do not invent a midpoint
$3,500–$6,500
Permitted residential panel-only replacement in Seattle
Their 2026 cost guide. The same page prices a 100-amp to 200-amp service upgrade at $5,500–$8,500+. Printed as separate lines.
Source: Benchmark Home Services$5,500–$8,500+
100-amp to 200-amp service upgrade in Seattle
2026 guide line for jobs that also touch service equipment, grounding, and utility coordination. Not the same as their panel-only band.
Source: Benchmark Home Services$1,200–$2,500+
Basic panel replacement when the existing service is adequate
Same shop, different page. That Seattle panel page also prices a 100-amp to 200-amp upgrade at $3,000–$5,000+. Those numbers do not match the 2026 cost guide. We print both and do not average them.
Source: Benchmark Home Services$3,500–$6,500
Typical permitted residential panel replacement, King / Pierce / Snohomish / Thurston
Their 2026 Seattle and South Sound page. A 100-amp to 200-amp service upgrade is printed separately at $4,000–$7,500 including permit, meter base, utility coordination, and inspection.
Source: Le Bros Construction$4,000–$7,500
100-amp to 200-amp service upgrade in Seattle and the South Sound
2026. They say a straightforward overhead job stays toward the low end; underground service or a relocated panel pushes the high end.
Source: Le Bros Construction$2,800–$4,500
Typical Federal Pacific or Zinsco replacement including permit and Seattle City Light coordination
Their Seattle panel page. The same FAQ prices a straightforward 100-to-200 amp upgrade at $2,800–$3,800. Cost source only — that page does not print an L&I license number.
Source: Konsker Electric
Permit
Who pulls it: SDCI’s electrical-permit page says you need a permit any time electrical wiring is installed, altered, extended, or connected to electrical equipment. Any professional applying must have a Washington State electrical contractor’s license and a Seattle business license. Property owners may do their own work when they own and occupy the property they are working on. The 2023 Seattle Electrical Code (Article 80) says no electrical permit is issued to someone in the business of installing wiring unless they hold the RCW 19.28 license, with an owner-occupant exception under RCW 19.28.261. L&I’s statewide page says electrical permits must be purchased by the electrical contractor or by the property owner who will actually do the work — if you hire a contractor, that contractor buys the permit. Seattle applications run through the Seattle Services Portal. Many permits print the same day if they do not need plan review.
L&I inspects electrical work everywhere in Washington that is not a city (or Tacoma Power territory) that does its own electrical permits. Bellevue, Burien, Shoreline, and other suburbs can be a different counter than SDCI. Seattle City Light’s upgraded-service page lists Burien, Shoreline, Lake Forest Park, SeaTac, and Tukwila as separate electrical-permit offices. A quote that only says we handle the permit should name the city on the address. Washington electrical-contractor licensing is L&I.
Utility coordination
Seattle City Light for most Seattle addresses; Puget Sound Energy on many Eastside and South King bills
Who disconnects: Seattle City Light’s construction-services page requires an online Electric Service Application for an existing service alteration or removal. The Requirements for Electric Service Connection handbook is the contractor-facing rulebook. City Light then wants two inspections: first the local jurisdictional authority (SDCI inside Seattle), then City Light. City Light cannot do its work until the LJA service inspection has passed. The working-near-electrical-equipment page cites SMC 21.49.120(C): construction contractors may not damage, remove, connect, disconnect, or tamper with City Light equipment unless the department authorizes it. Unauthorized people may not install jumper bars across meter sockets. A homeowner does not pull the company meter. On Puget Sound Energy bills the Electric Service Handbook says only authorized and qualified PSE personnel shall install and remove meters. PSE’s meter-tampering page treats unauthorized meter removal or a cut seal as tampering. PSE’s construction FAQ says PSE disconnects so the electrical contractor can work, and to call Customer Construction Services at least five business days ahead.
Outage window: Neither Seattle City Light nor Puget Sound Energy publishes a guaranteed power-off hour count for a residential panel swap. City Light’s application page allows 4–6 weeks for initial processing of a new or upgraded-service application and says actual connection timelines vary. Le Bros describes 4–8 hours off on install day. Konsker describes a 6–8 hour outage with the meter pulled in the morning — contractor field notes, not a utility SLA.
Confirm the logo on the bill. Most Seattle addresses are Seattle City Light. Bellevue, Kirkland, Redmond, and much of South King County are often Puget Sound Energy. Tacoma Power is a different utility and a different electrical-permit path. A service-size change is a utility application as well as an SDCI or L&I permit.
What to hand the insurer
- Closed SDCI (or suburban / L&I) electrical permit
- Passed inspection / AHJ sign-off
- Invoice showing the Washington electrical contractor license (L&I)
- Photos of the old and new panel if the carrier’s letter asks for them
- Load calculation or panel schedule if the electrician produced one
Ask your agent for the exact list. Carriers do not publish a single national checklist.
Electricians who advertise this job
A shop is listed only if it advertises Federal Pacific, Zinsco, or insurance-driven panel replacement on its own site and prints a license number there. Trade-association locators already exist. We will not pad this list. Verify the license before you hire.
To get introduced, use the quote form on this page. We do not send you to the shop from here.
Benchmark Home Services
Des Moines / Seattle, WA
Published license: BENCHHS818NT (WA L&I)
Seattle panel-replacement page that names Federal Pacific, Zinsco, and fuse-box replacement for insurance-flagged homes and prints WA #BENCHHS818NT.
Le Bros Construction
Auburn / Seattle metro, WA
Published license: LEBROBC755MT (WA L&I)
2026 Seattle panel-cost page that names Federal Pacific, Zinsco, and Pushmatic replacements, insurance-era older panels, and prints WA L&I #LEBROBC755MT.
How this page was built
Compiled by Panel Letter on 2026-09-04 from the public pages below. If a fact was not on a cited page, it is marked as unverified in the copy. This is a research guide, not a bid.
- Benchmark Home Services, Electrical panel replacement in Seattle
FPE/Zinsco/insurance-flag advertising, $1,200–$2,500+ and $3,000–$5,000+ bands, WA #BENCHHS818NT.
- Benchmark Home Services, Electrical panel replacement cost Seattle 2026
$3,500–$6,500 panel-only and $5,500–$8,500+ 100A-to-200A. Same shop, different published bands.
- WA L&I, Benchmark Home Services Inc BENCHHS818NT
Electrical Contractor, General specialty, Active, expires 08/30/2027. Address matches the shop site.
- Le Bros Construction, Electrical panel upgrade cost Seattle 2026
$3,500–$6,500 typical replacement; $4,000–$7,500 100A-to-200A; names FPE/Zinsco/Pushmatic; prints LEBROBC755MT.
- WA L&I, Le Bros Construction LLC LEBROBC755MT
Electrical Contractor, General specialty, Active, expires 08/07/2027. Phone matches the shop site.
- Konsker Electric, Panel upgrades and rewiring
$2,800–$4,500 FPE/Zinsco; $2,800–$3,800 100A-to-200A; 6–8 hour field note. Cost source only.
- Seattle SDCI, Electrical permit
Permit required when wiring is installed, altered, extended, or connected. Professionals need a WA electrical contractor license and a Seattle business license. Owner-occupants may do their own work.
- 2023 Seattle Electrical Code Quick Reference, Article 80
No electrical permit to a wiring business without the RCW 19.28 license; owner-occupant exception under RCW 19.28.261.
- Washington L&I, Electrical permits, fees, and inspections
Contractor or the owner who will actually do the work buys the permit. Cities that inspect themselves (and Tacoma Power) are not L&I.
- Seattle City Light, Apply for new or upgraded electric service
Online application required for existing service alteration. LJA inspection first, then City Light. RESC handbook is the rulebook.
- Seattle City Light, Working near electrical equipment
SMC 21.49.120(C) — contractors may not disconnect or tamper with City Light equipment unless authorized. No jumper bars in meter sockets.
- Puget Sound Energy, Meter tampering and diversion
Unauthorized meter removal or a cut seal is tampering. Call Customer Construction Services for disconnect work.
- Puget Sound Energy, Construction tips and FAQs
PSE disconnects so the electrical contractor can work. Call at least five business days ahead.
- Puget Sound Energy, Electric Service Handbook
Only authorized and qualified PSE personnel shall install and remove meters.
- WA L&I, Verify a contractor
Official Washington contractor and electrical-contractor lookup.