Winter Park owns its electric utility, but that utility does not serve every address inside the city. Duke Energy Florida and OUC serve some, so the logo on the bill decides whose rules apply.
A carrier’s letter does not start anything at the permit office. The electrical permit application still asks for the contractor’s certification number.
What the utility actually wrote
Confirm the logo on the bill before anyone prices the job.
Winter Park Electric Utility is the city-owned company, and it serves most of the city. It does not serve all of it. The city’s own map has an Electric Service Area layer with three names: Duke Energy, OUC, and WP Electric. Orange County’s Power Service Areas layer also shows Duke Energy and OUC alongside Winter Park.
A Duke Energy Florida or OUC logo means that company’s process, even at a Winter Park address. This page does not cover those two.
If the bill says Winter Park Electric, the Electric Service Requirements Application goes to the Electrical Utility Division. The form and an electrical drawing are due when the building plans are submitted.
The form asks for the service type. It asks whether the run is overhead or underground. It asks for the main-switch amperage.
The city’s own warning on the form is that leaving it out may cause project delays and costly redesigns.
The city’s Electric Utility page, its permit forms list, and its start or stop service page do not describe a disconnect or reconnect step for a panel replacement. Palmer’s panel page does not describe a Winter Park Electric work order either. Ask the Electrical Utility Division or the electrician how the meter will be handled before the job is booked.
For an outage, the Electric Utility page gives 1-877-811-8700. How long the power stays off for the swap is a question for the electrician.
The same portal is where inspections are scheduled.
Permits for a Winter Park address
Permit work starts with Building and Permitting Services, 401 South Park Avenue. Applications are submitted in the Permitting Self-Service Portal.
The page gives 8 a.m. to 5 p.m. for the office and 8 a.m. to 4 p.m. for permitting.
A stand-alone electrical job uses the Electrical Permit Application. That form asks for the contractor’s registration or certification number.
Who pulls the permit matters. The Owner Builder Affidavit cites Florida Statute 489.103, exemption (7). The owner signs in person, and the form says in capitals that you must perform or supervise the construction yourself.
The disclosure also notes that a licensed contractor who files the permit under the contractor’s own name can protect the owner from financial risk. With Palmer on the job, look for EC0003096 on the permit.
Item 4 of the affidavit presumes that a property sold or leased within one year after completion was built for sale or lease, which violates the exemption.
The city’s portal notice mentions a permit exemption that begins July 1, 2026 for work valued under $7,500 on a single-family home. That comes from HB 803, which became Chapter 2026-63. Its text in section 553.79(1)(g)2.b. excludes electrical, plumbing, structural, mechanical, and gas work on a property with a single-family dwelling, so the exemption does not reach a panel swap.
If a quote does not name Winter Park, confirm which city the address is in before choosing a permit office.
Price, without inventing one
Palmer printed one interior-panel price on an Orlando-headed page. Spectrum, a Casselberry shop, printed a panel price on its own Winter Park page. Neither is a city number.
Palmer’s panel-replacement page lists $2,000 to $2,500 for an interior panel with all-new breakers. Spectrum’s Winter Park page lists panel upgrades at $1,800 to $3,500 and does not say whether that covers a Federal Pacific job. Those two systems do not match. We will not average them. Neither shop’s number is turned into a Winter Park price here.
Open the official Florida electrical extract and search EC0003096. The business is PALMER ELECTRIC COMPANY at 875 Jackson Avenue Suite 100, class EC, Current, Active, through 08/31/2028. The homepage and the panel-replacement page both print that EC. The panel-replacement page names Zinsco and Federal Pacific, lists Winter Park among the cities served, and prints the Winter Park address. That page is headed Orlando, and the shop’s separate Winter Park page does not name Federal Pacific. Palmer is the listing. The same shop already appears on the Orlando guide. Spectrum stays a cost source only because the Orlando guide already lists that Casselberry shop.
Panel Letter does not list a shop from a directory entry alone. Palmer’s EC number is printed on its own pages. The listed shop is not affiliated with Panel Letter.
What to hand the carrier
The carrier decides what it accepts. In Winter Park the usual core is the closed electrical permit, the passed inspection, and an invoice that repeats EC0003096. Photos of the old and new panel, or a load calculation, help if the letter asks for them. Get the exact list from the agent before the job is booked.
Typical replacement cost
Palmer’s Orlando-headed page says $2,000 to $2,500. Spectrum’s Winter Park page says $1,800 to $3,500. Neither one is a city number
$2,000 to $2,500
Palmer’s price for swapping an interior panel and all of its breakers, from a page headed Orlando
Palmer’s panel-replacement page gives $2,000 to $2,500 for an interior panel with all-new breakers. Spectrum’s Winter Park page lists panel upgrades at $1,800 to $3,500 and does not say whether that covers a Federal Pacific swap. Those two systems do not match. We will not average them. Neither shop’s number is turned into a Winter Park price here.
Source: Palmer Electric Company$1,800 to $3,500
Spectrum’s range for panel upgrades, from its own Winter Park electrician page and not specific to Federal Pacific
The FAQ on Spectrum’s Winter Park page puts panel upgrades at $1,800 to $3,500 and promises a written estimate before work starts. Spectrum is a Casselberry shop and is already listed on the Orlando guide, so it is a cost source only here.
Source: Spectrum Electric
Permit
City of Winter Park Building and Permitting Services
Who pulls it: The office is Building and Permitting Services, 401 South Park Avenue, Winter Park, FL 32789. Its page lists 407-599-3237. The page gives 8 a.m. to 5 p.m. for the office and 8 a.m. to 4 p.m. for permitting. Permit applications are submitted in the Permitting Self-Service Portal. A stand-alone electrical job uses the Electrical Permit Application, which asks for the electrical contractor’s registration or certification number and expiration date. Winter Park Electric customers also turn in the Electric Service Requirements Application and an electrical drawing when plans are submitted, so the Electrical Utility Division sees the load before the card prints. The Owner Builder Affidavit cites Florida Statute 489.103, exemption (7). The owner signs the permit application in person, and the affidavit says the owner must perform or supervise the construction. Its disclosure adds that having a licensed contractor file the permit under the contractor’s own name can protect the owner from financial risk. Item 4 presumes that a property sold or leased within one year after the work is complete was built for sale or lease, which violates the exemption. A driver’s license copy, a notarized signature, or other verification the city accepts is required when the permit is issued.
Who pulls the permit matters. Under the city’s affidavit an owner-builder signs as the party responsible for the work. If Palmer is hired, EC0003096 is the number to look for on the permit. The city’s portal notice mentions a permit exemption from July 1, 2026 for work valued under $7,500. That comes from HB 803, Chapter 2026-63, Laws of Florida, and its text in section 553.79(1)(g)2.b. excludes electrical, plumbing, structural, mechanical, and gas work on a property with a single-family dwelling, so a panel swap is not covered.
Utility coordination
Winter Park Electric Utility, and who else serves parts of the city
Who disconnects: Winter Park Electric Utility is the city-owned electric company, and it serves most of the city but not every address in it. The city’s own map has an Electric Service Area layer with three names: Duke Energy, OUC, and WP Electric. Orange County’s Power Service Areas layer also lists Duke Energy and OUC next to Winter Park. Where more than one utility serves a city, the logo on the bill decides. If it says Winter Park Electric, the Electric Service Requirements Application tells the Electrical Utility Division the service type, whether the run is overhead or underground, and the main-switch amperage. That form and an electrical drawing are due when plans are submitted, and the form warns that leaving it out may cause project delays and costly redesigns. The form is written for Winter Park Electric customers. A Duke Energy Florida or OUC address follows that company’s own process, which this page does not cover. The city’s Electric Utility page, its permit forms list, and its start or stop service page do not describe a disconnect or reconnect step for a panel replacement, and Palmer’s panel page does not describe a Winter Park Electric work order either. Ask the Electrical Utility Division or the electrician how the meter will be handled before the job is booked.
Outage window: The city’s Electric Utility page gives 1-877-811-8700 for reporting a power outage. How many hours the power stays off for a panel swap is a question for the electrician, since no hour count appears on the pages named above.
Check the electric logo first. A Winter Park Electric logo puts the Electrical Utility Division form on the job. A Duke Energy Florida or OUC logo means that company’s process instead, even at a Winter Park address. The same portal is where inspections are scheduled.
What to hand the insurer
- Closed City of Winter Park electrical permit
- Passed electrical inspection
- Invoice showing the Florida EC license used on the permit
- Photos of the old and new panel if the carrier’s letter asks for them
- Load calculation or panel schedule if the electrician produced one
Ask your agent for the exact list. Carriers do not publish a single national checklist.
Electricians who advertise this job
A shop is listed only if it advertises Federal Pacific, Zinsco, or insurance-driven panel replacement on its own site and prints a license number there. Trade-association locators already exist. We will not pad this list. Verify the license before you hire.
To get introduced, use the quote form on this page. We do not send you to the shop from here.
Palmer Electric Company
Winter Park, FL
Published license: EC0003096 (Florida DBPR Electrical Contractors Licensing Board)
Winter Park shop. Its panel-replacement page, headed Orlando, covers Zinsco and Federal Pacific Electric (FPE) panels and lists Winter Park among its service areas. The footer prints EC0003096.
How this page was built
Compiled by Panel Letter on 2026-10-28 from the public pages below. If a fact was not on a cited page, it is marked as unverified in the copy. This is a research guide, not a bid.
- Palmer Electric Company, Electrical panel replacement
Headed Electrical Panel Replacement Orlando. Covers Zinsco Panels and Federal Pacific Electric (FPE) Panels. Lists Winter Park in its Orange County service-area list. Gives $2,000 to $2,500 as the typical price of an interior panel replacement with all-new breakers. Footer shows the shop at 875 Jackson Avenue, Suite 100, Winter Park, FL 32789, with LIC# EC0003096. Public mailbox is written on this page and kept in outreachNotes.
- Palmer Electric Company, homepage
Prints LIC# EC0003096 in the footer and points homeowners to the Florida Department of Business and Professional Regulation lookup.
- Palmer Electric Company, Winter Park electrician
Names Winter Park throughout and prints LIC# EC0003096. The fetched page never mentions Federal Pacific.
- Florida DBPR, Electrical contractor extract lic08el.csv
Official extract, downloaded 10/28/2026. Business name PALMER ELECTRIC COMPANY, 875 JACKSON AVENUE SUITE 100, WINTER PARK, FL 32789. License 0003096. Class EC. Primary status C (Current). Secondary status A (Active). Original 10/01/2001. Expiration 08/31/2028. EC0003096.
- Florida DBPR, License detail EC0003096
Official lookup pulled 10/28/2026. DBA PALMER ELECTRIC COMPANY, 875 JACKSON AVENUE SUITE 100, WINTER PARK, Florida 32789. Certified Electrical Contractor. EC0003096. Status Current, Active. Expires 08/31/2028.
- Spectrum Electric, Electrician in Winter Park, FL
Its FAQ says panel upgrades run $1,800 to $3,500 and that it provides a free written estimate with exact pricing before starting work. License EC13008455 is printed on the page. Does not mention Federal Pacific in that cell. Cost source only here.
- City of Winter Park, Building and Permitting Services
401 South Park Avenue, Winter Park, Florida 32789. Phone 407-599-3237. Office 8 a.m. to 5 p.m. Permitting 8 a.m. to 4 p.m. Online permit application, invoice payment, and inspection scheduling through the Permitting Self-Service Portal. Notes that, effective July 1, 2026, limited work on a single-family dwelling valued at less than $7,500 may qualify for a building permit exemption under HB 803 (2026).
- Florida House Bill 803 (2026), Chapter 2026-63, enrolled text amending section 553.79
Presented to the Governor 5/6/2026 and approved 5/7/2026, Chapter No. 2026-63, effective 7/1/2026 per the Florida Senate bill page. New section 553.79(1)(g)1. exempts work valued at less than $7,500 on a single-family dwelling from a building permit. Subparagraph 2.b. says the exemption does not apply to any electrical, plumbing, structural, mechanical, or gas work on property containing a single-family dwelling.
- City of Winter Park, Owner Builder Affidavit
Cites Florida Statutes Chapter 489.103, exemption (7). The owner appears in person to sign the permit application, and the form states YOU MUST PERFORM, OR SUPERVISE THE CONSTRUCTION YOURSELF. The owner is named as the responsible party of record. The disclosure notes that a licensed contractor who files the permit in the contractor’s own name can shield the owner from financial risk. Item 4 presumes a residence sold or leased within one year of completion was built for sale or lease, which violates the exemption. Verification of the owner’s identity, such as a driver’s license copy or a notarized signature, is required when the permit is issued.
- City of Winter Park, Electrical Permit Application
Stand-alone electrical sub-permit. Asks for the electrical contractor registration or certification number and expiration date. Owner and contractor signatures are notarized.
- City of Winter Park, Electric Service Requirements Application
Building and Permitting Services form addressed to Winter Park Electrical Customers. Submit this form along with an electrical drawing at the time you submit plans for a building permit. This information must be communicated to the Electrical Utility Division. Failure to do so may result in project delays and costly redesigns. Collects service type, overhead or underground, and main switch amperage.
- City of Winter Park, Electric Utility
Municipal electric utility purchased from Progress Energy Florida and operated by the city since June 1, 2005. To report a power outage, call 1-877-811-8700. No disconnect or reconnect step for a panel replacement is described. Searched 10/28/2026 with the city’s permit forms list and start or stop service page.
- City of Winter Park, GIS map service legend, Electric Service Area layer
Layer 1, Electric Service Area. Legend values: Duke Energy, OUC, WP Electric.
- Orange County, Power Service Areas layer
Identifies the geographic areas served by electric utilities regulated in part by the Florida Public Service Commission. Company values: Duke Energy, OUC, Reedy Creek, Winter Park.
- Florida Statute 489.103
Florida Statute 489.103 is the statewide owner-builder exemption from contractor licensure, with restrictions.
- Florida DBPR, License search
Official Florida electrical-contractor license lookup.