Panel Letter

Des Moines / Central Iowa

Federal Pacific panel replacement in Des Moines

A Des Moines insurance letter that names Federal Pacific is an Iowa electrical permit plus a MidAmerican ticket. The Electrical Examining Board issues the state permit. MidAmerican owns the meter on most metro bills.

Last reviewed 2026-09-16. Print this page if you need a copy for someone else in the house.

Request quotes from licensed electricians who do insurance-flagged panel replacement

We send this to Panel Letter and match it in Des Moines. No countdown clock, no “four quotes in 60 seconds,” nothing to Angi or Thumbtack.

Do you have an insurance letter about this panel?

Photo upload comes later. A picture of the closed door and the inside label is enough if someone asks.

The carrier circled a brand on a basement door. Iowa still inspects the panelboard. MidAmerican still owns the meter on most Des Moines bills.

Start the state permit at iowaelectrical.gov. If the meter socket or the service size is changing, MidAmerican wants its own service-connection form too. Those two systems do not match. A helper with a van cannot print that state permit or open that utility form.

What MidAmerican actually wrote

Start with the electric-service-connection page. MidAmerican owns the electric meter.

The meter box is the customer’s.

If a customer-owned piece of equipment is broken or damaged, that page says you will need a licensed electrician to perform the necessary repairs.

The start-and-stop page is blunt about service work. If you are updating the electric or gas service to an existing property, a new service connection form has to be submitted.

The construction-services page says requesting that installation is generally performed by the professionals building or updating the property. The process needs detailed specifications. Phone is 888-427-5632.

Confirm the logo on the bill. Most Des Moines, West Des Moines, and Ankeny addresses are MidAmerican Energy.

MidAmerican does not publish a guaranteed power-off hour count. Custom Electrical’s Iowa panel guide describes four to eight hours off on a standard replacement. That is a contractor field note.

Permits inside Des Moines and in the nearby cities

The state file starts at the Electrical Examining Board, Department of Inspections, Appeals, and Licensing, 6200 Park Avenue. Buy the permit at iowaelectrical.gov. Request the inspection from the same account.

Who pulls the permit matters. DIAL keeps a homeowner path, and it is narrow. A license is not required for an owner performing work on the owner’s principal residence that qualifies for the homestead tax exemption, if the residence is an existing dwelling rather than new construction and is not larger than a single-family dwelling. A new house requires a licensed Electrical Contractor or Residential Electrical Contractor. Inspections are required either way. Owning the home does not mean you should pull the permit and then hire someone under your name.

DIAL’s permit FAQ is also blunt about panelboards. Permits and inspections are required for all new installations and alterations unless every listed exception is met. Work that involves a new or existing switchboard or panelboard is not in that exception list.

If you need an inspection so a utility can turn power back on, DIAL’s how-to page says you select a Not Required By Law permit. Inspectors have up to three business days to contact you.

West Des Moines, Ankeny, Urbandale, Johnston, Clive, and Waukee can still have a local building official. A quote that only says “we handle the permit” should name the city on the address.

Price, without inventing one

Upfront Electrical’s August 20, 2026 Des Moines pricing guide publishes installed bands and does not hide the spread. Main panel replacement is printed at $2,500 to $6,000. A service update with a new meter socket and panel is printed at $8,000 to $25,000.

Rewired Iowa’s Des Moines page prints $1,800 to $8,000 for a typical 200-amp upgrade. The same table prints $1,200 to $2,500 for Zinsco or Federal Pacific replacement. Those two systems do not match. We will not average them. We are not inventing a third Des Moines midpoint from either shop.

Iowa license lookup is public. Ask for the EL number and check it on DIAL’s records search before you sign. One shop advertises this work on their own site and prints a license number. Wired Solutions’ panel page names Zinsco or Federal Pacific and prints EL094141EC. They write daily work across Des Moines, West Des Moines, Ankeny, and Johnston. They are listed for the panel letter, not as a Central Iowa directory.

Directory-only shops are omitted. A page that names these brands and does not print an Iowa electrical-contractor number is not a listing. The listed shop is not affiliated with Panel Letter.

What to hand the carrier

The useful packet is the closed Iowa electrical permit, the passed state inspection, an invoice with the EL number that was on the permit, and photos if the letter asks. If your electrician produces a load calculation or panel schedule, send that too. We did not find a carrier page that publishes a single statewide sticker form. Ask the agent what they will actually open.

Electricians who advertise this job

A shop is listed only if it advertises Federal Pacific, Zinsco, or insurance-driven panel replacement on its own site and prints a license number there. Trade-association locators already exist. We will not pad this list. Verify the license before you hire.

To get introduced, use the quote form on this page. We do not send you to the shop from here.