Panel Letter

Baltimore / Central Maryland

Federal Pacific panel replacement in Baltimore

A Baltimore City letter that names Zinsco or Federal Pacific is not rare. Inside the city the electrical permit is DHCD, and it is issued only to a licensed electrician. The meter is BGE’s.

Last reviewed 2026-09-11. Print this page if you need a copy for someone else in the house.

A Baltimore City insurance letter that names Zinsco or Federal Pacific shows up in Hampden, Canton, and Federal Hill. Stella’s panel page treats those brands as recalled hardware. Your letter is usually written somewhere else. Inside the city the work sits with DHCD Permits and Inspections, and on almost every bill the meter sits with BGE.

Those two systems do not match. The city issues the electrical permit. BGE will not set a meter without the inspector’s certificate of approval. A helper with a van is not the person who can print that permit or book the BGE release.

What BGE actually wrote

Start with the Natural Gas and Electric Service Guide that BGE hosts from its Documents and Guides page. The jurisdictional inspector releases a certificate of approval to BGE. BGE cannot set any meters without that certificate.

The Metering Manual adds the seal rule. Company seals go on equipment that gives access to unmetered wiring. A master or licensed electrician who needs trough access has to call BGE before the work. That is not a homeowner meter-pull path.

Confirm the logo on the bill. Most Baltimore City addresses are BGE. Some western suburban bills are Pepco. Baltimore County’s meter-release page is a suburban process, not the city counter.

BGE does not publish a guaranteed power-off hour count. Richie describes most residential upgrades in one day. That is a contractor field note.

Permits inside Baltimore and in the nearby counties

Inside the city, start at DHCD Permits and Inspections. Changing, installing, or replacing an electrical system requires a permit. Filing is ePermits.

Who pulls the permit matters. Baltimore City Code section 2706.2 is a closed list. An electrical permit may be issued only to a master electrician, a master restricted electrician, a restricted electrician, or a maintenance electrician licensed to do business in the City. The DHCD FAQ is just as hard. A homeowner cannot perform electrical work. There is no owner-occupant electrical-permit path on those pages.

Baltimore County, Anne Arundel, and Howard file at their own counters. A quote that only says “we handle the permit” should name the city on the address.

Price, without inventing one

Stella’s Baltimore-area panel page publishes two installed bands and does not hide the spread. Panel replacement is printed at $1,000 to $2,500. A service upgrade on that same page is $2,500 to $5,000 or more. They name Zinsco and Federal Pacific as the recalled brands that push a replacement.

Richie Electric’s Maryland panel page prints a different floor. A typical 200-amp upgrade starts around $5,000, with BGE or Pepco fees billed separately. Those two systems do not match. We will not average them. We are not inventing a third Baltimore midpoint from either table.

Maryland license lookup is public. Ask for the master number and check it on the State Board of Electricians before you sign. For a city address, also ask whether they are in the ePermits database. One shop advertises this work on their own site and prints a license number. Stella’s panel page names Federal Pacific and Zinsco. The Rockville service-area page of that same site prints 13074. They list a Reisterstown office and write daily work into Baltimore City. They are listed for the panel letter, not as a Baltimore County directory.

Directory-only shops are omitted. A page that names these brands and does not print a Maryland master number is not a listing. The listed shop is not affiliated with Panel Letter.

What to hand the carrier

The useful packet is the closed city or county electrical permit, the passed inspection, the BGE certificate of approval, an invoice with the master number that was on the permit, and photos if the letter asks. If your electrician produces a load calculation or panel schedule, send that too. We did not find a carrier page that publishes a single statewide sticker form. Ask the agent what they will actually open.

Electricians who advertise this job

A shop is listed only if it advertises Federal Pacific, Zinsco, or insurance-driven panel replacement on its own site and prints a license number there. Trade-association locators already exist. We will not pad this list. Verify the license before you hire.

To get introduced, use the quote form on this page. We do not send you to the shop from here.

Request quotes from licensed electricians who do insurance-flagged panel replacement

We send this to Panel Letter and match it in Baltimore. No countdown clock, no “four quotes in 60 seconds,” nothing to Angi or Thumbtack.

Do you have an insurance letter about this panel?

Photo upload comes later. A picture of the closed door and the inside label is enough if someone asks.