Dallas–Fort Worth still has a lot of 1960s–80s load centers in Oak Cliff, East Dallas, Arlington, Fort Worth’s older east side, and the inner-ring suburbs that grew when Federal Pacific and Zinsco were ordinary hardware. The letter usually names the brand. The work is governed by whichever city sits on the parcel and, for most of the metro, by Oncor Electric Delivery.
Those two systems do not match. Oncor’s published Electric Service Guidelines Book lets a licensed electrician, after calling 1.800.518.2374 and leaving the job details, cut a seal and pull a self-contained meter so they can work the load side. Dallas, on the other hand, writes electrical permits for registered electrical contractors. Fort Worth’s registration page says the same thing in city language: an electrical-contractor registration requires a valid Texas electrical contractor license. A helper with a van is not the person who can print a DallasNow electrical permit.
What Oncor actually wrote
The notice in the official guidelines book is blunt. Unauthorized meter or seal removal is a customer charge under the tariff that took effect October 15, 2013. Before anyone pulls a self-contained meter, the electrician calls 1.800.518.2374 and gives company name, a contact, the address, the work, whether an inspection is required, and the pull and replace dates. Oncor then schedules a trip to inspect and reseal. Only Oncor removes 480-volt self-contained meters and locking bars (one business day of notice for the lock). If the work slips a day, someone has to call again or the charge still lands.
That is not a promise that the whole panel swap fits in two hours. Epic’s DFW Federal Pacific page describes 5–8 hours without power on install day and a 2–4 week calendar once the permit and the Oncor ticket are in motion. Treat that as contractor field notes. Confirm the current phone path in the book Oncor hosts.
Garland is the exception Epic names in public: Garland Power & Light, not Oncor. Some northern suburbs sit on CoServ or a city utility. Read the bill before the estimate.
Permits inside Dallas, Fort Worth, and the rest of the map
Inside Dallas city limits, start at Permitting & Inspections. Their own page says permits go through DallasNow. The electrical-permit checklist PDF says commercial electrical work needs a registered electrical contractor, and that a homesteaded homeowner may do residential work only after passing the city’s homeowner exam. That is not a green light to swap a service panel yourself because the letter arrived.
Fort Worth is a different counter. Development Services will not take an electrical permit from a firm that has not registered, and registration requires a Texas electrical contractor license. Plano, Irving, Arlington, Frisco, and the smaller suburbs each have their own building department. Epic’s later DFW guide publishes municipal permit-fee observations (Fort Worth $120–$150, Plano $250–$400, Frisco $260–$410). Treat those as a contractor’s 2026 notes, then confirm on the city that actually covers the house.
Price, without inventing one
Epic Electrical is the DFW contractor that publishes clear installed bands on its own Federal Pacific pages. The 200-amp DFW article says most standard jobs are $2,750–$4,800 (materials $1,975–$2,900, labor $800–$2,000, permits $150–$300). The Fort Worth article widens a code-compliant 200A job to $2,800–$7,800. A later requirements guide prices a full 100A-to-200A upgrade — outdoor disconnect, surge, grounding, labor, permits — at $5,800–$7,500. Those are three published bands from one shop, not an average we made up.
Texas license lookup is public. Ask for the TECL and check it on TDLR before you sign. Two shops met both bars on their own sites. Epic prints TECL #33192 on the same Federal Pacific articles that publish the prices. Milestone’s Addison panel page names Federal Pacific, Zinsco, Sylvania, and ITE/Bulldog Pushmatic; TECL #21431 is printed on Milestone’s own homepage (and in the footer of other pages on that site). Milestone is HVAC, plumbing, and electrical; they are listed for the panel letter, not as a cooling directory. Cool Hand Electric writes about Federal Pacific and Zinsco but the pages we fetched did not print a TECL. TLC Electrical has a dedicated FPE/Zinsco page that does not print a license number. Directory-only shops are omitted. Neither listed shop is affiliated with Panel Letter.
What to hand the carrier
The useful packet is the closed city permit, the passed inspection (the green tag, in Dallas contractor language), an invoice with the TECL on it, and photos if the letter asks. Epic’s Fort Worth Federal Pacific page includes a site assessment and load calculation in a professional replacement and talks about circuit labels; if your electrician produces that sheet, send it. We did not find a Texas carrier page that publishes a single national “sticker” form. Ask the agent what they will actually open.
Typical replacement cost
$2,750–$4,800 is the standard 200A DFW band on one local contractor page
$2,750–$4,800
Standard 200-amp Federal Pacific replacement in Dallas–Fort Worth
They itemize materials $1,975–$2,900, labor $800–$2,000, and city permits $150–$300. A higher “complex 200A” line on the same page is $4,200 and up. They do not treat this as a same-day swap.
Source: Epic Electrical$2,800–$7,800
Code-compliant 200-amp Federal Pacific replacement in Fort Worth, 2025–2026
Their Fort Worth article also calls $2,800–$4,800 the fair-market band for a standard 200A job and flags quotes under $2,000 or over $7,000 as red flags. We are printing their published range, not averaging it with the DFW page.
Source: Epic Electrical$5,800–$7,500
Standard 100A-to-200A DFW upgrade including outdoor disconnect, surge, grounding, labor, and permits
Same contractor, later 2026 guide. They also list a same-amperage 100A swap at $1,150–$1,600 and say that job is less common under NEC 2023. Printed separately on purpose — do not blend this into the $2,750–$4,800 band.
Source: Epic Electrical
Permit
Who pulls it: Dallas’s electrical-permit checklist says electrical work on commercial property requires a registered electrical contractor and a permit. On a homesteaded residential property, a homeowner may do the work only after passing the city’s homeowner exam. Fort Worth’s contractor-registration page says an electrical-contractor registration requires a valid Texas electrical contractor license.
Dallas submits permits through DallasNow. Single-trade permits also still appear on developdallas.dallascityhall.com. Plano, Irving, Arlington, Frisco, and the rest of the metro have their own building departments. A quote that only says “we handle the permit” should name the city on the address.
Utility coordination
Oncor Electric Delivery for most of Dallas–Fort Worth
Who disconnects: Oncor’s Electric Service Guidelines Book says unauthorized removal of an Oncor meter — including work that cuts the seal — is a customer charge under the PUC-approved tariff (effective October 15, 2013). A licensed electrician must call 1.800.518.2374 before removing a self-contained meter, give company name, contact, address, work, inspection yes/no, and pull/replace dates. Only Oncor may remove 480-volt self-contained meters and locking bars. After the meter is replaced, Oncor inspects and reseals it.
Outage window: Oncor has not published a guaranteed “power off for X hours” figure for a residential panel swap. The notice line is answered 8:00 a.m. to 7:00 p.m. Monday–Friday; after-hours callers leave the required information on voicemail. Epic Electrical describes 5–8 hours without power on installation day and a 2–4 week calendar from permit to reconnection — that is contractor language, not an Oncor SLA.
Confirm the logo on the bill. Epic’s DFW requirements guide says Garland is on Garland Power & Light, not Oncor, and that GP&L publishes its own service specifications. Some northern suburbs sit on CoServ or a municipal utility. A 100A-to-200A upgrade is a utility engineering job as well as a city permit; a same-amp indoor swap may still need the 1.800.518.2374 notice.
What to hand the insurer
- Closed City of Dallas, Fort Worth, or suburb electrical permit
- Passed inspection / AHJ sign-off (Dallas contractors often call this the green tag)
- Invoice showing the Texas electrical contractor license (TECL)
- Photos of the old and new panel if the carrier’s letter asks for them
- Load calculation or panel schedule if the electrician produced one
Ask your agent for the exact list. Carriers do not publish a single national checklist.
Electricians who advertise this job
A shop is listed only if it advertises Federal Pacific, Zinsco, or insurance-driven panel replacement on its own site and prints a license number there. Trade-association locators already exist. We will not pad this list. Verify the license before you hire.
Epic Electrical
North Richland Hills, TX
Published license: TECL #33192 (TDLR)
Dedicated Federal Pacific / Stab-Lok 200-amp replacement for DFW, including insurance-flag language and published pricing.
Their siteMilestone Electric, A/C, & Plumbing
Dallas, TX
Published license: TECL #21431 (TDLR)
Addison electrical-panel page that names Federal Pacific, Zinsco, Sylvania, and ITE/Bulldog Pushmatic as panels that should be replaced right away.
Their siteHow this page was built
Compiled by Panel Letter on 2026-08-31 from the public pages below. If a fact was not on a cited page, it is marked as unverified in the copy. This is a research guide, not a bid.
- Epic Electrical, Federal Pacific panel replacement 200-amp upgrade in DFW
$2,750–$4,800 standard 200A band, materials/labor/permit split, TECL #33192, Oncor coordination notes.
- Epic Electrical, Federal Pacific panel replacement cost in Fort Worth
$2,800–$7,800 Fort Worth 200A range, load-calculation line item, TECL #33192.
- Epic Electrical, Electrical panel change requirements in DFW
$5,800–$7,500 standard 200A guide, TECL #33192, Oncor vs Garland Power & Light, municipal permit-fee observations.
- Milestone Electric, Electrical panels in Addison
Names Federal Pacific, Zinsco, Sylvania, and ITE/Bulldog Pushmatic as replace-now panels.
- Milestone Electric, homepage license line
Prints TECL #21431 on the company site (also in the footer of other pages).
- City of Dallas, Permitting & Inspections
Official Dallas permit office; DallasNow is the submission path.
- City of Dallas, Electrical permit application checklist
Registered electrical contractor required; homesteaded residential homeowner exam exception.
- City of Dallas, DallasNow
Current permit and contractor-registration portal.
- City of Dallas, online trade permits
Single-trade permit and contractor-registration processing.
- City of Fort Worth, contractor registration
Electrical contractor registration requires a valid Texas electrical contractor license.
- City of Fort Worth, permits
Fort Worth Development Services permit counter.
- Oncor, Electric Service Guidelines Book
Licensed-electrician notice at 1.800.518.2374 before pulling a self-contained meter; Oncor reseal visit.
- TDLR, License search
Official Texas electrical contractor lookup.