Panel Letter

Cincinnati / Northern Kentucky

Federal Pacific panel replacement in Cincinnati

Ground Zero, a Cincinnati shop that lists Hyde Park and Norwood among its service areas, says many insurance carriers now require Stab-Lok replacement. Inside city limits, Inspection Bureau, Inc. reviews the electrical permit, and Duke Energy Ohio sets the meter rules.

Last reviewed 2026-10-25. Print this page if you need a copy for someone else in the house.

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Ground Zero’s panel page says many insurance carriers now require Federal Pacific Stab-Lok replacement and that Zinsco panels are increasingly flagged by insurance. It replaces Pushmatic and Bulldog panels when it finds them. Inside city limits, Inspection Bureau, Inc. handles the electrical permit, and Duke Energy Ohio, whose tariff lists Cincinnati among its communities, owns the meter.

IBI issues the electrical permit and, once its fees are paid, the meter release. Duke’s metering page says all installations must meet the approval of the local inspection bureau.

What Duke Energy Ohio actually wrote

Duke Energy Ohio’s tariff is P.U.C.O. No. 19. The service regulations quoted here took effect January 3, 2023. Electricity will be measured by a meter or meters to be owned and installed by the Company in the customer’s meter base at a location approved by the Company. Duke Energy Ohio’s metering page says the company owns, furnishes, installs, and maintains those billing meters.

A single-family house asking for a temporary disconnect should call about four hours ahead. Other customers give at least three business days.

If any rewiring or change in electric service is being done during the disconnection period, other Company requirements must be met before electric service will be reconnected.

Customer service-entrance wiring has to match the National Electrical Code and the Company’s Information and Requirements for Electric Service booklet. The tariff says copies of that booklet sit on the Company website. We did not find a live public Ohio copy of it. The Carolinas Service Requirements Manual is a different document.

The tariff also says only the Company’s agents are authorized to connect the Company’s service to the customer’s service. Duke does not say how long a panel swap keeps the power off. Ground Zero says a residential upgrade typically means four to eight hours off-grid.

Permits inside Cincinnati and across the river

Inside the city, the electrical permit is filed at IBI’s counter, not with Buildings and Inspections. The city’s inspection page says Cincinnati contracts with Inspection Bureau, Inc. to review and inspect all electrical permits. The working-with-other-departments page says the electrical contractor submits the application and plans directly to IBI.

IBI’s own application says all fees must be paid prior to issuance of a meter release.

Who pulls the permit matters. The city’s registration page lets the owner of a one-, two-, or three-family detached dwelling skip contractor registration only if that owner personally performs the work and will occupy the home for at least one year. The city’s guide to managing a residential project warns against pulling a permit in your own name, as if you were doing the work, when you plan to hire a contractor. It says most electrical permits require the contractor to apply directly.

Norwood is a separate city even though Cincinnati surrounds it, and it files at its own counter, as do the other Hamilton County jurisdictions outside city limits. Covington and Newport are Kentucky licenses. Whoever quotes the job should say which office the permit goes to for your address.

Price, without inventing one

Ground Zero puts its number in writing. Its page says most 200-amp service upgrades run $4,000 to $6,000, covering the panel, breakers, permit, labor, and inspection. They print a Sharonville example near $4,500. They say a panel-only swap costs less.

Westside Electrical Services publishes different rows for different jobs. Panel replacement only is $1,400 to $3,400. The full 200-amp service row on that page reads $5,600 to $6,800. Those rows describe different jobs. We will not average them, and we did not build a midpoint from either table.

Ground Zero Electric is the listing. The shop’s panel page covers Federal Pacific, Zinsco, Pushmatic, and Bulldog, and the license it shows is CE #50964. Ohio’s eLicense lookup lists that number as EL.50964, an active electrical contractor license for Ground Zero Electric LLC in Cincinnati, through 01/14/2029. Search it as an EL license, and ask which city registration goes on the IBI file.

Directory-only shops are omitted. Sites that name these brands but leave off an Ohio CE or EL number were left out. The listed shop is not affiliated with Panel Letter.

What to hand the carrier

For the carrier, the core papers are the closed IBI or suburban electrical permit, the passed inspection, and an invoice with the license number used on the permit. Photos and a load calculation or panel schedule go in only if the letter asks. No carrier page we found offers one statewide form for this, so the agent’s letter is the guide.

Electricians who advertise this job

A shop is listed only if it advertises Federal Pacific, Zinsco, or insurance-driven panel replacement on its own site and prints a license number there. Trade-association locators already exist. We will not pad this list. Verify the license before you hire.

To get introduced, use the quote form on this page. We do not send you to the shop from here.