Panel Letter

Portland metro / Multnomah–Washington–Clackamas

Federal Pacific panel replacement in Portland

Irvington craftsmen and Laurelhurst bungalows still hide Stab-Lok and Zinsco load centers. Inside the city the electrical permit is Portland Permitting & Development. The meter is usually Portland General Electric. Beaverton, Hillsboro, Lake Oswego, and Gresham are different counters — and some bills are Pacific Power.

Last reviewed 2026-09-07. Print this page if you need a copy for someone else in the house.

Portland’s older east-side and inner-ring streets — Irvington, Alameda, Laurelhurst, Eastmoreland, Hawthorne, and the craftsmen toward Sellwood — went up when Federal Pacific and Zinsco were ordinary hardware. Electric Avenue’s 2026 Federal Pacific page names those neighborhoods as places the doors still open. The insurance letter is usually written somewhere else. The work is governed by whichever city sits on the parcel and, for most Portland addresses, by Portland General Electric.

Those two systems do not match. Portland Permitting & Development issues the electrical permit. PGE will not reconnect a service that has been jumpered, and only PGE employees may work the weatherhead. A helper with a van is not the person who can print that permit or give the utility the required notice.

What Portland General Electric actually wrote

Start with the January 2026 Electric Service Requirements. Section 3.5 is the disconnect rule: all requests for disconnection and reconnection must be scheduled with PGE’s Service Coordination team at 503-323-6700. Only authorized PGE employees may disconnect and reconnect any service on the PGE side at the weatherhead. Electricians must not move the PGE service conductor.

The same section lets a licensed electrician remove a residential 200-amp self-contained meter after notifying Service Coordination. That is not a homeowner meter-pull path. Electricians are prohibited from pulling common-area meters, commercial meters, or any meter on a current-transformer service. Section 3.10 repeats the customer side: you are not authorized to relocate a PGE meter or interfere with its connection. Removing the meter also does not always kill the service — PGE tells electricians to test before they touch anything.

A service upgrade is a second ticket. Section 3.6 treats replacing outdated or unsafe equipment, raising the amperage, or relocating service equipment as an upgrade. Those jobs need a local permit and inspection and a PGE inspection before reconnection. PGE’s residential-remodelers page routes a new or upgraded service through PowerPartner. Design can take up to 60 days from the design-commitment date. After PGE inspects, they schedule the connection within five to ten business days.

If the logo on the bill is Pacific Power, the rulebook is stricter on the meter. Pacific Power’s Electric Service Requirements say customers are not authorized to remove or interfere with a company meter, and the person doing the work must consult the company before relocation, rewiring, removal, or installation.

Neither utility publishes a guaranteed power-off hour count. Electric Avenue describes four to eight hours of physical work and writes that PGE disconnect scheduling can take up to 30 business days. Smiley describes several hours off on install day. Pro Tech describes four to eight hours of labor. Those are contractor field notes.

Permits inside Portland and in the rest of the metro

Inside the city, start at Portland Permitting & Development. The residential electrical-permit page lists replacing a service panel as work that needs a permit. Applications go through Development Hub PDX. The city says permits are issued within 24 hours after payment. A service change, panel change, or added subpanel needs a service inspection (#120/145). The file does not close until the 199 Final Electrical Permit inspection. Permits expire if more than 180 days pass between inspections.

Who pulls it is not a shrug. If a licensed electrical contractor will do the work, they pull the permit. Portland’s contractor table wants both an Oregon CCB license and a Building Codes Division electrical license on the application. The owner-occupant exception is real and narrow: you own and live in the home, it is not for sale, lease, or rent, and the work is done by you or an immediate family member. A homestead exception is not a green light to swap a service panel because the letter arrived and then hire someone under your name.

Beaverton, Hillsboro, Lake Oswego, Gresham, and Milwaukie are not Portland Permitting & Development. A quote that only says “we handle the permit” should name the city on the address.

Price, without inventing one

Portland contractor pages publish installed bands, and they do not match — including two pages from the same shop. Electric Avenue’s 2026 Federal Pacific page prices a same-amperage swap at $1,800–$3,000 and a 100-amp to 200-amp upgrade at $3,500–$6,000. Electric Avenue’s 2026 cost guide prices Federal Pacific or Zinsco replacement at $2,500–$4,500. Smiley’s Federal Pacific page — and the 2026 Portland cost guide that repeats the number — prices a typical replacement at $2,500–$7,500. Pro Tech’s July 2026 Oregon page prices a Federal Pacific or Zinsco safety-brand replacement at $2,500–$4,500, a simple 100-to-200 swap at $2,500–$4,000, and a full service upgrade at $3,500–$6,000. Those can all be true if they are describing different scopes. We will not average them.

Oregon license lookup is public. Ask for the CCB number and check it on the Construction Contractors Board search before you sign. Portland’s permit desk also wants the BCD electrical contractor number. Three shops advertise this work on their own sites and print a CCB number we could check. Electric Avenue’s 2026 Federal Pacific page names insurance letters and prints CCB 248553. Smiley’s Federal Pacific page names the same brands and prints CCB 227116. Pro Tech’s July 2026 upgrade page names Federal Pacific, Zinsco, and Pushmatic and prints CCB 198878. Electric Avenue is based in Canby; Pro Tech lists a Tigard shop. They are listed for the panel letter, not as a Clackamas or Washington County directory.

Directory-only shops are omitted. A design-build firm that writes about these brands is not a listing. None of the listed shops is affiliated with Panel Letter.

What to hand the carrier

The useful packet is the closed Portland (or suburb) electrical permit, the passed inspection — inside Portland that includes the 199 final — an invoice with the CCB number on it, and photos if the letter asks. If your electrician produces a load calculation or panel schedule, send that too. We did not find an Oregon carrier page that publishes a single national “sticker” form. Ask the agent what they will actually open.

Electricians who advertise this job

A shop is listed only if it advertises Federal Pacific, Zinsco, or insurance-driven panel replacement on its own site and prints a license number there. Trade-association locators already exist. We will not pad this list. Verify the license before you hire.

To get introduced, use the quote form on this page. We do not send you to the shop from here.

Request quotes from licensed electricians who do insurance-flagged panel replacement

We send this to Panel Letter and match it in Portland. No countdown clock, no “four quotes in 60 seconds,” nothing to Angi or Thumbtack.

Do you have an insurance letter about this panel?

Photo upload comes later. A picture of the closed door and the inside label is enough if someone asks.