Portland’s older east-side and inner-ring streets — Irvington, Alameda, Laurelhurst, Eastmoreland, Hawthorne, and the craftsmen toward Sellwood — went up when Federal Pacific and Zinsco were ordinary hardware. Electric Avenue’s 2026 Federal Pacific page names those neighborhoods as places the doors still open. The insurance letter is usually written somewhere else. The work is governed by whichever city sits on the parcel and, for most Portland addresses, by Portland General Electric.
Those two systems do not match. Portland Permitting & Development issues the electrical permit. PGE will not reconnect a service that has been jumpered, and only PGE employees may work the weatherhead. A helper with a van is not the person who can print that permit or give the utility the required notice.
What Portland General Electric actually wrote
Start with the January 2026 Electric Service Requirements. Section 3.5 is the disconnect rule: all requests for disconnection and reconnection must be scheduled with PGE’s Service Coordination team at 503-323-6700. Only authorized PGE employees may disconnect and reconnect any service on the PGE side at the weatherhead. Electricians must not move the PGE service conductor.
The same section lets a licensed electrician remove a residential 200-amp self-contained meter after notifying Service Coordination. That is not a homeowner meter-pull path. Electricians are prohibited from pulling common-area meters, commercial meters, or any meter on a current-transformer service. Section 3.10 repeats the customer side: you are not authorized to relocate a PGE meter or interfere with its connection. Removing the meter also does not always kill the service — PGE tells electricians to test before they touch anything.
A service upgrade is a second ticket. Section 3.6 treats replacing outdated or unsafe equipment, raising the amperage, or relocating service equipment as an upgrade. Those jobs need a local permit and inspection and a PGE inspection before reconnection. PGE’s residential-remodelers page routes a new or upgraded service through PowerPartner. Design can take up to 60 days from the design-commitment date. After PGE inspects, they schedule the connection within five to ten business days.
If the logo on the bill is Pacific Power, the rulebook is stricter on the meter. Pacific Power’s Electric Service Requirements say customers are not authorized to remove or interfere with a company meter, and the person doing the work must consult the company before relocation, rewiring, removal, or installation.
Neither utility publishes a guaranteed power-off hour count. Electric Avenue describes four to eight hours of physical work and writes that PGE disconnect scheduling can take up to 30 business days. Smiley describes several hours off on install day. Pro Tech describes four to eight hours of labor. Those are contractor field notes.
Permits inside Portland and in the rest of the metro
Inside the city, start at Portland Permitting & Development. The residential electrical-permit page lists replacing a service panel as work that needs a permit. Applications go through Development Hub PDX. The city says permits are issued within 24 hours after payment. A service change, panel change, or added subpanel needs a service inspection (#120/145). The file does not close until the 199 Final Electrical Permit inspection. Permits expire if more than 180 days pass between inspections.
Who pulls it is not a shrug. If a licensed electrical contractor will do the work, they pull the permit. Portland’s contractor table wants both an Oregon CCB license and a Building Codes Division electrical license on the application. The owner-occupant exception is real and narrow: you own and live in the home, it is not for sale, lease, or rent, and the work is done by you or an immediate family member. A homestead exception is not a green light to swap a service panel because the letter arrived and then hire someone under your name.
Beaverton, Hillsboro, Lake Oswego, Gresham, and Milwaukie are not Portland Permitting & Development. A quote that only says “we handle the permit” should name the city on the address.
Price, without inventing one
Portland contractor pages publish installed bands, and they do not match — including two pages from the same shop. Electric Avenue’s 2026 Federal Pacific page prices a same-amperage swap at $1,800–$3,000 and a 100-amp to 200-amp upgrade at $3,500–$6,000. Electric Avenue’s 2026 cost guide prices Federal Pacific or Zinsco replacement at $2,500–$4,500. Smiley’s Federal Pacific page — and the 2026 Portland cost guide that repeats the number — prices a typical replacement at $2,500–$7,500. Pro Tech’s July 2026 Oregon page prices a Federal Pacific or Zinsco safety-brand replacement at $2,500–$4,500, a simple 100-to-200 swap at $2,500–$4,000, and a full service upgrade at $3,500–$6,000. Those can all be true if they are describing different scopes. We will not average them.
Oregon license lookup is public. Ask for the CCB number and check it on the Construction Contractors Board search before you sign. Portland’s permit desk also wants the BCD electrical contractor number. Three shops advertise this work on their own sites and print a CCB number we could check. Electric Avenue’s 2026 Federal Pacific page names insurance letters and prints CCB 248553. Smiley’s Federal Pacific page names the same brands and prints CCB 227116. Pro Tech’s July 2026 upgrade page names Federal Pacific, Zinsco, and Pushmatic and prints CCB 198878. Electric Avenue is based in Canby; Pro Tech lists a Tigard shop. They are listed for the panel letter, not as a Clackamas or Washington County directory.
Directory-only shops are omitted. A design-build firm that writes about these brands is not a listing. None of the listed shops is affiliated with Panel Letter.
What to hand the carrier
The useful packet is the closed Portland (or suburb) electrical permit, the passed inspection — inside Portland that includes the 199 final — an invoice with the CCB number on it, and photos if the letter asks. If your electrician produces a load calculation or panel schedule, send that too. We did not find an Oregon carrier page that publishes a single national “sticker” form. Ask the agent what they will actually open.
Typical replacement cost
Published Portland 2026 bands disagree; we do not invent a midpoint
$1,800–$3,000
Direct Federal Pacific or Zinsco swap at the same amperage in Portland
Their 2026 FPE/Zinsco page. Same amperage, no service change — new panel, retain meter base and mast.
Source: Electric Avenue PNW$3,500–$6,000
100-amp to 200-amp service upgrade with new meter base and mast
2026 FPE/Zinsco page line for a new 200A panel, new meter base, new mast, and PGE service-drop coordination.
Source: Electric Avenue PNW$2,500–$4,500
Federal Pacific / Zinsco replacement in Portland
Same shop, 2026 cost-guide line specifically labeled Federal Pacific / Zinsco replacement. Printed separately from their same-amp and full-service bands.
Source: Electric Avenue PNW$2,500–$7,500
Typical residential panel replacement in the Portland area
Their dedicated Federal Pacific and Zinsco page. The same $2,500–$7,500 band appears on their 2026 Portland panel-upgrade cost guide.
Source: Smiley Electric$2,500–$4,500
Safety-brand replacement for Federal Pacific or Zinsco
July 15, 2026 Oregon panel-upgrade page. A simple 100A-to-200A swap is printed separately at $2,500–$4,000; a full service upgrade (panel, meter base, and mast) at $3,500–$6,000.
Source: Pro Tech Power
Permit
Who pulls it: Portland’s residential electrical-permit page lists replacing a service panel as work that needs a permit. Licensed contractors doing electrical work need both an Oregon Construction Contractors Board license and a Building Codes Division electrical license; the permit application must list those numbers. The city’s who-can-apply page says if a licensed electrical contractor will do the work, they need to pull the permit. A homeowner may pull a permit and do the work only on their own primary home when they own and live there, the property is not for sale, lease, or rent, and the work is done by the homeowner or an immediate family member. That homestead path is not a green light to swap a service panel after an insurance letter and then hire someone under your name.
Applications run through Development Hub PDX (DevHub). The city says permits are issued within 24 hours after payment. A service change, panel change, or added subpanel needs a service inspection (#120/145) and a 199 Final Electrical Permit inspection to close the file. Beaverton, Hillsboro, Lake Oswego, Gresham, and Milwaukie run their own electrical counters. A quote that only says we handle the permit should name the city on the address. Oregon electrical-contractor advertising is the CCB number; Portland still wants the BCD electrical license on the application.
Utility coordination
Portland General Electric for most Portland addresses; Pacific Power on some metro bills
Who disconnects: PGE’s January 2026 Electric Service Requirements (section 3.5) say all requests for disconnection and reconnection must be scheduled with PGE’s Service Coordination team at 503-323-6700. Only authorized PGE employees may disconnect and reconnect any service on the PGE service side at the weatherhead. Electricians must not move the PGE service conductor. After notifying Service Coordination, licensed electricians may remove a residential 200A self-contained meter; they are prohibited from removing common-area, commercial, or CT meters. Section 3.10 adds that customers are not authorized to relocate any PGE meter or interfere with its connection, and that licensed electricians who remove a single-phase 120/240 V residential meter must notify Service Coordination before re-energization. Services must not be jumpered before the local inspection and permanent reconnection by PGE. A service upgrade — including replacing outdated or unsafe equipment — also needs a local permit and inspection plus a PGE inspection before reconnection (section 3.6). For a new or upgraded service, PGE’s residential-remodelers page routes the request through PowerPartner; design can take up to 60 days from the design-commitment date, and PGE schedules connection within 5 to 10 business days after its inspection. Pacific Power’s Electric Service Requirements say customers are not authorized to remove or interfere with a company meter; the person doing the work must consult the company before relocation, rewiring, removal, or installation.
Outage window: Neither PGE nor Pacific Power publishes a guaranteed power-off hour count for a residential panel swap. Electric Avenue describes 4–8 hours of physical work and writes that PGE disconnect scheduling can take up to 30 business days. Smiley describes several hours off on install day. Pro Tech describes 4–8 hours of labor and a two-to-four-week start-to-finish window that includes the utility ticket. Those are contractor field notes, not a utility SLA.
Confirm the logo on the bill. Most Portland addresses are Portland General Electric. Some Washington County and outer-metro bills are Pacific Power. A like-for-like panel swap still needs Service Coordination notice. A service-size change is a PowerPartner (or Pacific Power) application as well as a city permit.
What to hand the insurer
- Closed Portland Permitting & Development (or suburban) electrical permit
- Passed inspection / AHJ sign-off, including the 199 Final Electrical Permit inside Portland
- Invoice showing the Oregon CCB number (and the BCD electrical license if it is on the invoice)
- Photos of the old and new panel if the carrier’s letter asks for them
- Load calculation or panel schedule if the electrician produced one
Ask your agent for the exact list. Carriers do not publish a single national checklist.
Electricians who advertise this job
A shop is listed only if it advertises Federal Pacific, Zinsco, or insurance-driven panel replacement on its own site and prints a license number there. Trade-association locators already exist. We will not pad this list. Verify the license before you hire.
To get introduced, use the quote form on this page. We do not send you to the shop from here.
Electric Avenue PNW
Canby / Portland metro, OR
Published license: CCB 248553 (Oregon CCB)
Dedicated 2026 Federal Pacific and Zinsco Portland page that names insurance non-renewal letters, published cost bands, and prints Oregon CCB# 248553.
Smiley Electric
Portland, OR
Published license: CCB 227116 (Oregon CCB)
Dedicated Federal Pacific and Zinsco replacement page for Portland homes, including insurance-flag language, a published $2,500–$7,500 band, and Oregon CCB# 227116.
Pro Tech Power
Tigard / Portland metro, OR
Published license: CCB 198878 (Oregon CCB)
July 2026 Oregon panel-upgrade page that names Federal Pacific, Zinsco, and Pushmatic replacements and prints CCB License #198878.
How this page was built
Compiled by Panel Letter on 2026-09-07 from the public pages below. If a fact was not on a cited page, it is marked as unverified in the copy. This is a research guide, not a bid.
- Electric Avenue PNW, Federal Pacific and Zinsco panel replacement Portland 2026
FPE/Zinsco advertising, $1,800–$3,000 same-amp and $3,500–$6,000 100A-to-200A bands, CCB# 248553.
- Electric Avenue PNW, Electrical panel upgrade cost Portland 2026
$2,500–$4,500 Federal Pacific / Zinsco replacement line. Same shop, different published band.
- Oregon CCB Lookup, Electric Avenue LLC 248553
Active CCB, expires 12/06/2027. RGC and CGC1. Synced from CCB Open Data 2026-09-07. Also lists BCD Electrical Contractor C2016 Active through July 2029.
- Smiley Electric, Federal Pacific and Zinsco panels in Portland
FPE/Zinsco/Pushmatic advertising, $2,500–$7,500 band, CCB# 227116.
- Smiley Electric, Electrical panel upgrade cost in Portland 2026
Same $2,500–$7,500 installed band and CCB# 227116 on the 2026 cost guide.
- National Contractor Index, Smiley Electric Incorporated 227116
Oregon license 227116 listed Active, expires 07/12/2027. Confirm on the official CCB search before you sign.
- Pro Tech Power, Electrical panel upgrade Oregon
Names FPE/Zinsco/Pushmatic; $2,500–$4,500 safety-brand line; prints CCB 198878.
- Oregon CCB Lookup, PRO Tech POWER Corp 198878
Active CCB, expires 02/01/2027. RSC and CSC1.
- Portland Permitting & Development, Residential electrical permits
Permit required to replace a service panel. Contractors need CCB and BCD electrical licenses. DevHub applications. Service and 199 final inspections.
- Portland Permitting & Development, Lights, outlets, switches, and service reconnect
If a licensed electrical contractor will do the work, they pull the permit. Narrow owner-occupant path for a primary home that is not for sale, lease, or rent.
- Portland Permitting & Development, Trade permits
Replace a service panel is listed as electrical-permit work.
- PGE, Electric Service Requirements (January 2026)
Sections 3.5, 3.6, and 3.10 — Service Coordination notice, PGE-only weatherhead disconnect, licensed-electrician 200A residential meter pull after notice, no jumpering before inspection.
- PGE, Electric service for residential remodelers
PowerPartner request for new or upgraded service; design up to 60 days; connection scheduled 5–10 business days after PGE inspection.
- Pacific Power / Rocky Mountain Power, Electric Service Requirements ch. 3
Customers are not authorized to remove or interfere with a company meter. Consult the company before meter work.
- Oregon Construction Contractors Board, License search
Official Oregon contractor lookup. Contractors must print the CCB number on advertising.